Charges and costs
The new conditions and terms to your home loans require that you found regular paycheck, societal safeguards or retirement repayments and rehearse DNB as your everyday financial.
Calculation off energetic interest rates
BLU Initiate:Amount borrowed NOK dos 000 000 as much as 85 % out of market value. Nominal interest rate step three.39 % p.a good. Annuity loan that have energetic rate of interest 3,52 % p.a great. together with top-stop fee NOK step 3 190 and you may instalment commission NOK 65. Rates NOK 990 890, full NOK 2 990 890 more than twenty five years.
Loan amount NOK 2 000 100, affordable rate of interest 4.69 % p.a good. for 3 season repaired rates. Annuity loan with active interest rate 4.87 % p.an excellent. also front-stop commission NOK 3 190 and instalment percentage NOK 65. Cost NOK 1 422 590, totalt NOK step three 422 590 more twenty five years.
Car loan to possess young people that have downpayment 35 % or maybe more:Loan amount NOK 150 100 around 65 % off cost. Annuity financing that have nominal rate of interest cuatro.74 % p.a beneficial., effective rate of interest 6.54 % p.an excellent. including top-end payment NOK 2 500 and you can instalment percentage NOK 65. Prices NOK 25 484, overall NOK 175 484 over five years.
Amount borrowed NOK fifty one hundred thousand. Nominal interest % p.an effective. Annuity mortgage having productive interest rate % p.a good. together with top-avoid percentage NOK 500 and instalment percentage NOK 50. Total price NOK 68 777 over 5 years.
Fixed-rates home loan Tale:Amount borrowed NOK dos one hundred thousand 100000, moderate rate of interest 4.69 % p.good. getting step three seasons repaired speed. Annuity loan with productive interest rate cuatro.87 % p.a good. and side-stop payment NOK step three 190 and you can instalment commission NOK 65. Pricing NOK step one 422 590, totalt NOK step three 422 590 over twenty five years.
Car finance Saga and you can Saga Platinum which have thirty five % down payment:Loan amount 150 000 NOK doing 65 % regarding purchase price. Annuity financing which have affordable interest cuatro,74 % p.a beneficial., productive interest rate 6.44 % p.a. including side-end percentage NOK dos three hundred and you can instalment commission NOK 65. Rates NOK twenty-five 259, total NOK 175 259 more 5 years.
Tale Exchangeability put aside:Loan amount NOK 70 one hundred thousand. Affordable interest %, energetic rate of interest % including front side-avoid fee NOK five hundred. Cost NOK 4 574, overall NOK 74 574 over 12 months.
Home loan to 75 % away from ount NOK dos 100000 000, doing 75 % from market value. Affordable rate of interest cuatro,29 % p.good. Annuity mortgage with active interest 4,forty-five % p.good. and additionally front side-end percentage NOK step three 190 and you can instalment payment NOK 65. Prices NOK step one 286 390, full NOK step 3 http://www.elitecashadvance.com/payday-loans-ak/eagle/ 286 390 more than twenty five years.
Household equity line of credit:Amount borrowed NOK dos 000 one hundred thousand, around 75 % from market price. Nominal rate of interest cuatro,31 % p.a beneficial. Annuity mortgage which have effective interest 4,45 % p.an effective. and additionally front side-avoid fee NOK step three 190 and you can instalment payment NOK 65. Pricing NOK step 1 286 390, complete NOK step 3 286 390 more twenty five years..
Fixed-price mortgage loan:Loan amount NOK dos 100000 100 up to 75 % off market value. Moderate rate of interest cuatro.74 % p.a great. to have 3 year fixed rate several months. Annuity loan which have active interest cuatro.ninety-five % p.a great. as well as top-stop percentage NOK step 3 190 and you will instalment percentage NOK 65. Costs NOK step one 439 690, overall NOK 3 439 690 more than 25 years.
Environmentally friendly mortgage:Loan amount NOK 2 100 100 as much as 85 % away from market value. Nominal interest step three.39 % p.good. Annuity mortgage with energetic interest rate step 3.52 % p.an excellent. in addition to front side-end percentage NOK step three 190 and you may instalment commission NOK 65. Prices NOK 990 890, totalt NOK dos 990 890 more twenty five years.