To access the best mortgage deals it is important to have a good credit get. You can check your credit score for free with one of the main three credit reference agencies in the UK: Experian, Equifax and TransUnion. You can use your report to identify areas that you need to improve.

There are various activities to do to boost your own score, together with ensuring that your entire debts try repaid promptly and cutting your expenses.

Read our ultimate guide to improve your credit rating for the full lowdown. We’ve also put together a 12-times package to a better credit score, which breaks it down into easy-to-follow steps.

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Before you make a mortgage application, make sure you are on the electoral check in as this can improve your credit score by around fifty facts. [Read more…]