I have three credit cards, however, We just use the brand new. We repay it completely each month, additionally the a couple old credit cards haven’t seen an individual purchase during the more than annually. Nothing features an annual commission, which cannot damage almost anything to have them, however, I simply can’t stand that have such unused credit cards seated as much as and you will I would ike to describe stuff.

I am in the process of to acquire property, and I will without a doubt wait until immediately after closing to track down clear from my personal empty credit cards. If i need to exchange my vehicle, I will get a great car which have cash. Therefore, once closure on my mortgage, Really don’t anticipate to become obtaining credit for around many years. My credit history is now very good, thus i feel just like We have certain place so you can inhale, and i also hardly hit 30% application on you to credit card I really do fool around with, thus I’m not concerned about high application otherwise bumping against my personal credit limit. [Read more…]